The United States Department of Agriculture (USDA loans) offers rural development loan assistance, primarily for those with low income. These loans can offer 100% financing with no down payment. USDA offers both direct and guaranteed loans, as well as grant programs. Loans can be made directly or through USDA-approved lenders.
You can use USDA loans to purchase, refinance, repair, or relocate a home. There are income restrictions which vary by county, and the property must be located in a rurally-approved area. It must be an owner-occupied dwelling and not an investment property.